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Mutual Funds
Investing in Your Financial Future
Welcome to the world of mutual funds, where your money
has the potential to grow and work for you.
Debt Mutual Funds
Seek stable returns with carefully curated fixed-income portfolios. Our experts select high-quality bonds and debt instruments to provide steady income with lower risk.
Various types of
Mutual Funds
Equity Mutual Funds
Life's uncertainties can bring financial challenges for your loved ones. A Term Plan serves as a safety net, providing a lump-sum payout to your family in case of your unfortunate demise. This ensures they can maintain their lifestyle, fulfill aspirations, and secure their future without financial stress.
Hybrid Mutual Funds
Invest in a diversified equity portfolio designed for capital appreciation. Our experts identify growth opportunities in companies across sectors, aiming for long-term wealth accumulation.
Tax Efficiency
Certain funds offer tax benefits, such as equity-linked schemes' long-term capital gains tax exemptions.
10 Benefits of investing in
Mutual Funds
Diversification
Mutual funds spread your investment across a variety of assets, reducing risk associated with individual stocks or bonds.
Various fund types cater to different risk profiles and financial goals, offering choices for every investor.
Flexibility
Experienced fund managers make investment decisions, improving the likelihood of higher returns.
Professional Management
Regular reporting of holdings and performance keeps investors informed about their investments.
Transparency
You can buy or sell mutual fund units at the end-of-day NAV, providing liquidity compared to other investments.
Liquidity
SIPs enable disciplined investing, allowing you to invest fixed sums regularly.
Systematic Investment
Diversification
With low minimum investment amounts, mutual funds are cost-effective investment options.
Risk Reduction
Diversification and professional management help mitigate investment risks, enhancing overall financial security.
Mutual funds allow even small investors to access professionally managed, diversified portfolios.
Accessibility
Step 1
Open a Free Mutual Fund account by Completing Digital KYC
How to invest in Mutual Funds?
3 steps to start your Mutual fund investment journey
Step 2
Select a Mutual Fund
Step 3
Invest One Time or SIP with as low as ₹100
Mutual Funds by Category
Mutual funds can be classified into three main categories: Equity, Debt, and Hybrid Mutual Funds.
1. Equity Mutual Funds
Large Cap Mutual Funds
Mid Cap Mutual Funds
Invests at least 80% in large-cap stocks from the top 100 companies with a market capitalisation of ₹20,000 crore or more. Large-cap funds aim for stability and growth with lower volatility than mid and small-cap funds.
By investing at least 65% in mid-cap companies with a market capitalisation of ₹5,000 crore to ₹20,000 crore, these funds aim for growth with moderate risk, balancing the higher potential of mid-caps against the volatility of small-caps.
Small Cap Mutual Funds
Flexi Cap Mutual Funds
Requires a minimum of 65% investment in small-cap companies, which have a market capitalisation of less than ₹5,000 crore. These funds focus predominantly on small-cap stocks to capture higher growth opportunities.
Flexi cap mutual funds are equity funds with the flexibility to invest across large, mid, and small cap companies. This adaptability allows the fund manager to choose investments based on the performance of various companies.
Money Market Funds
Focuses on money market instruments with a maturity of up to one year. They provide liquidity and low-risk options for conservative investors.
Overnight Funds
Invests in securities that mature in just one day. Overnight funds provide liquidity and stability while minimising risk.
2. Debt Mutual Funds
Corporate Bond Funds
At least 80% of the investments
are in high-rated corporate bonds. They focus on quality and stability in the corporate bond market.
Liquid Funds
Invests in debt and money market instruments with a maximum maturity of 91 days. Aims to provide high liquidity and low risk for short-term investments.
3. Hybrid Mutual Funds
Aggressive Funds
Arbitrage Funds
Allocates 65-80% to equity and 20-35% to debt. They lean more toward equity for higher returns while still including debt for stability.
Employs an arbitrage strategy to capitalise on price differences between markets, investing at least 65% in equities with a focus on exploiting these opportunities.
Multi Asset Funds
Equity Savings Funds
These funds allocate at least 10% of their total assets across a minimum of three asset classes, such as equity, debt, gold, and others.
These funds invest in a mix of equities, debt, and arbitrage opportunities, aiming to balance risk and returns. They provide moderate growth potential with relatively lower volatility than pure equity funds.
Best SIP Funds is a list of hand-picked mutual fund schemes that have given better SIP returns compared to other Funds in the same category.
High Return Funds
High Return Funds are investment vehicles strategically designed to achieve superior returns by focusing on high-growth assets like equities and high-yield securities.
Invest in funds that have been popular with the INDmoney investors in the past 6 months.
Gold mutual funds let you benefit from gold prices without owning it, offering a hedge against inflation and market volatility.
A curated selection of the best mutual funds for different investment goals
Mutual Funds Collections
Allocates 65-80% to equity and 20-35% to debt. They lean more toward equity for higher returns while still including debt for stability.
ELSS are tax-saving mutual funds that invest in equities, offering both capital growth and tax benefits under Section 80C.
Provides stability and preserve capital while offering modest returns. These funds typically invest in securities that have lower volatility and are less sensitive to market fluctuations.
These mutual funds are investment vehicles designed to offer a balance between risk and return, catering to investors who seek a middle ground between aggressive growth and capital preservation.
These funds are investment vehicles designed for investors who are willing to accept a higher level of risk in exchange for the potential for substantial returns.
FAQS
Questions? 5 things to know in 5 minutes or less.
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What kind of fees do you charge? Is there a minimum to know about?We charge zero account fees and have no minimum investment requirement.
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How is automated investing at PKT different?Our automated investing combines expert advisory, personalized goals, and real-time portfolio rebalancing.
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How does S&P 500 Direct work exactly?It enables you to directly invest in top-performing S&P 500 companies through our platform with complete transparency.
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What is Tax-Loss Harvesting? And what does that mean for me?It’s a smart strategy we offer to help you reduce your tax burden by offsetting capital gains with investment losses.
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Are there any restrictions around the 4.00% APY? Is this a promotional rate?No, the 4.00% APY is not promotional and applies to all eligible uninvested cash with no hidden terms.
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